How to Invest $100 Starting Today (2026 Guide)

Zero experience? No problem. Here's exactly how to turn $100 into long-term wealth — step by step.

You don't need thousands to start investing in 2026. Apps now let you begin with $5 or even $1. Here's the simplest way for complete beginners.

Step 1: Open a Free Brokerage Account

Best for beginners: Robinhood or Acorns

Put the whole $100 into a safe ETF like VOO (tracks the S&P 500).

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Last updated: February 19, 2026